Tools & calculators
Two free tools, built for the two questions that catch people out: what the VA funding fee will be, and who is actually charging each line of a closing statement. Nothing you type is saved or sent — the math runs in your browser.
What the one-time VA fee will actually be on your loan.
Enter your purchase price and down payment, or the balance you are refinancing, and see the fee, the rate behind it, and what it does to your loan balance if you roll it in.
Rates locked through November 14, 2031
Open the toolWhich line on your Closing Disclosure belongs to whom.
Every common fee sorted into the four buckets that make two quotes comparable, plus the 8 charges VA bars from being billed to a Veteran borrower.
31 line items, sorted
Open the toolThese tools show what the rules produce from the numbers you give them. The Closing Disclosure your lender issues is the only figure anyone is held to.
Most of what you pay is set by a lender, an insurer, or a county. Only the title and closing charges reflect a professional's own pricing — so that is where quotes deserve comparing.
A closer who runs VA files regularly will already know which charges have to move to the seller or the lender. Ask them to point those out on your disclosure.
Verified ownership
Connect directly with an available VA mortgage expert or loan officer whose Veteran-Owned or Military Spouse-Owned badge has been verified by Military Title.
Results stay relevance-sorted. Ownership badges never affect ranking.
